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Why choose a Specialist Rural Lender? Rural Finance's success is reliant on its specialist service and preserving a competitive edge in a very competitive industry. Rural Finance's interest rates are monitored regularly so that they remain at the sharp end of the market. Our current interest rates can be obtained from any Rural Finance office. We have developed a range of financial packages in response to the needs of primary producers. Our specialist rural lending staff understand the risks and vagaries associated with farming. We work closely with clients during difficult times and assist them through these events by varying instalments or even defering repayments as circumstances warrant. Once a loan is established there are no ongoing fees for the term of the loan - no line fees, no property valuation fees and no account maintenance fees. There are no penalties imposed for early loan repayments, except for fixed term products, the details of which are specified up front at the time of approval. We appreciate there are lots of risks associated with farming, many of them beyond the day to day control of the farmers. A feature of dealing with Rural Finance is that our clients are not charged additional margin for risk. Our rates are the same for everyone who borrows a particular product. We lend not only to operators of commercial scale farms but also to those who are committed to agriculture and operating in a small way relying on income from outside sources to achieve their ambition. More information on Small Farm Finance can be obtained from your nearest Rural Finance office. |
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