Lifestyle Farm Finance

Are you yearning for a rural lifestyle change? Perhaps you’ve already invested in your own piece of rural Victoria?

At Rural Finance we understand that property size and farmer’s needs vary. We lend not only to operators of commercial scale farms but also to those who are committed to farming on a smaller scale and who rely on the support of off-farm income to achieve their aspirations.
Our Lifestyle Farm Finance package has been designed specifically for this type of business operation. We recognise in Victoria that more than 25% of farms are small or part-time operations and that these businesses make a significant contribution to agricultural production.

Unique Loan Package

At Rural Finance our specialist agribusiness team can design a loan package specifically tailored to your individual business requirements.
Our product range provides for:
• Land purchase
• Property development
• Plant and equipment
• Working capital
• Livestock purchases
Term Loans may be up to 25 years with the option of variable or fixed interest periods from one to ten years. Interest only and redraw products are also available. We have flexible repayments structured to suit your income flow.

On-farm or in the office?

Rural Finance understands that in many situations owners of small scale operations supplement their income with off-farm employment. This situation does not always allow for visits during the day by a financier. For this reason our team of mobile agribusiness specialists are available to discuss your farming requirements whenever and wherever it suits you. 

Local support

Our customer service teams are the best in the business:-
• Our agribusiness lenders have a wide range of rural experience and knowledge and with these attributes they offer our customers substantial value for no additional cost;
• Our regional administrative service teams offer unsurpassed customer service with a friendly smile, where no request is too difficult;
• Our localised office network means that our staff live in the same area you do, understand the issues you are dealing with and are able to respond quickly and effectively to your needs;
• Our people are focused on developing sound and enduring business relationships which means that you benefit by dealing with someone that is genuinely interested in you and your business.

No ongoing fees

We are committed to providing a low cost finance solution to our customers. This means competitive interest rates and minimal fees and charges. There are no ongoing fees on our Lifestyle Farm Finance term loans – no line fees and no account management fees.

Contact us

For further information on the range of financial products available from Rural Finance or to discuss your finance proposal please click here to locate your nearest Rural Finance office.