Victorian Bushfires commencing 21 November 2019

Victorian Bushfires Concessional Loans


Victorian Bushfires Concessional Loans are written in accordance with the Banking Code of Practice.

These loans offer a concessional interest rate but are not secured by the Government.

As noted in the guidelines, applicants are required to demonstrate the capacity to repay the loan and also provide satisfactory mortgage security.  

Please contact Rural Finance on 1800 260 425 to discuss your application.


The Victorian and Commonwealth Governments have announced concessional loans to support small business, primary producers and non-profit organisations impacted by the Victorian bushfires that commenced 21 November 2019.  

These loans are available in the local council areas of Ararat, Alpine, Ballarat, East Gippsland, Glenelg, Golden Plains, Greater Bendigo, Indigo, Mansfield, Moyne, Northern Grampians, Pyrenees, Southern Grampians, Strathbogie, Towong, Wangaratta, Wellington and Wodonga and the Alpine Resorts of Mount Buller, Mount Hotham, Mount Stirling and Falls Creek.

The Victorian Bushfire Concessional Loans are supported by the Commonwealth and Victorian State Government under the Disaster Recovery Arrangements.

Concessional Loans of up to $500,000 are available to assist those entities which have suffered significant damage to their assets and/or significant loss of income.

The loans are intended to be used for the purposes of restoring and/or replacing damaged assets and/or to meet working capital expenses.

For the first two years, repayments will not be required and interest will not accrue. After this interest free period, the applicable concessional interest rate for loans is 0.82% for the 2019/20 financial year. This rate is subject to an annual review over the 10 year concessional interest rate period.

Eligibility criteria are contained in the attached Guidelines.

Please read the Guidelines before completing the Application Form.

Completed application forms, together with supporting documentation must be submitted by 31 August 2020 via:

Post: Rural Finance, PO Box 1313, Bendigo Central 3552

Email: .(JavaScript must be enabled to view this email address)

Fax: 5441 8901

For further information please contact Rural Finance on 1800 260 425.