Equipment Finance

The quality of your farm or business equipment can make all the difference to your profitability. 

As the outlay can be significant, we offer three Equipment Finance options to help you buy, upgrade or replace:

Finance Lease Asset Purchase Equipment Loan
Rural Finance purchases the equipment and then leases it to you for an agreed period. Rural Finance purchases the equipment and you buy it from us in instalments. You own the equipment and Rural Finance provides a loan secured against the equipment.

Whether you choose a Finance Lease, Asset Purchase or Equipment Loan, our Equipment Finance options mean easier cash management and help you to:

  • Preserve working capital by giving you access to the assets your business needs without the capital outlay required to pay for them upfront;
  • Manage your cash flows with fixed rental/instalment payments;
  • Provide possible tax benefits where the equipment being financed is used to generate income; and
  • Have the option of starting a new contract with the latest equipment when your current contract ends.

We're ready to help

Our Agribusiness Relationship Managers are available to discuss your farming requirements whenever and wherever it suits you - whether this is on-farm, or at one of our 11 offices located throughout regional Victoria.

Contact your local Rural Finance office to learn more about the Vehicle, Plant & Equipment Facility.

Subject to terms and conditions. Fees and charges apply. All loans subject to Rural Finance’s normal lending criteria. Rural Finance – A Division of Bendigo and Adelaide Bank Ltd ABN 11 068 049 178 AFSL/Australian Credit Licence 237879.