Loan Products

We offer a range of competitive and flexible loan packages that are structured to meet the needs and requirements of diverse rural businesses.

Our loan options include:

Farm Business Loans

Our specialist Agribusiness Relationship Managers can design a finance package to suit your individual requirements and the income pattern of your business.

Finance packages are available to assist with acquisition, expansion and development of farm businesses, financial restructuring, working capital, off-farm investments, succession planning, plant and equipment and housing.

Interest rate options range from variable to 10 year fixed. We also offer a seasonal overdraft facility called Agcess.

Industry and Business Loans

Rural Finance offers specialist loan packages for a range of industries across rural Victoria.

We support proposals that ‘value add’ to goods, services and products in the agricultural sector – particularly where an industry is an integral part of and sustains a rural community.

We’re ready to help

We have a network of offices across regional Victoria operated by Agribusiness Relationship Managers and experienced people who understand farming and finance.

Contact your local Rural Finance office to learn more about our loan products.

Subject to terms and conditions. Fees and charges apply. All loans subject to Rural Finance’s normal lending criteria. Rural Finance – A Division of Bendigo and Adelaide Bank Ltd ABN 11 068 049 178 AFSL/Australian Credit Licence 237879.